Study on Risk-prevention Mechanism of Student Loan
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Abstract
The difficulty of promoting student loan is mainly resulted from high risk. Its external e-conomical efficiency makes it have different risk-prevention mechanism from other commerical loans. By analyzing each concerned party's benefit cost of state student loan and their behaviors, this paper intends to determine which parties should undertake the risk of student loan,and mean-while respectively discusses the risk-prevention mechanism of short-term and long-term student loan.
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