Abstract: Steering the civilian capitals to participate the technology innovation of the Small and Medium-Sized Enterprises (SMEs) can not only improve the capability of technology innovation of the SMEs, but also offer high quantity of programs for the civilian capitals. But unfortunately the potential civilian capital is not in a high enthusiasm at present, owing to the insufficiency of policies. Therefore our government ought to make full use of the developed country's experience for reference, to build favorable social and investment environment, to improve the systems of laws and regulations, and to offer guarantee for the SMEs. Our government should also make every effort to develop the capital market, risk investment and the SMEs monetary organization, to carry out capital and tax preferential policies and other policies alike, so as to attract finally the civilian capital to get into the technology innovation of the SMEs.