高庆波. 中国多支柱养老保险制度发展路径探讨[J]. 北京工业大学学报(社会科学版), 2016, 16(6): 26-35.
    引用本文: 高庆波. 中国多支柱养老保险制度发展路径探讨[J]. 北京工业大学学报(社会科学版), 2016, 16(6): 26-35.
    GAO Qing-bo. Discussion on the Way of Multi-Pillar Pension System in China[J]. JOURNAL OF BEIJING UNIVERSITY OF TECHNOLOGY(SOCIAL SCIENCES EDITION), 2016, 16(6): 26-35.
    Citation: GAO Qing-bo. Discussion on the Way of Multi-Pillar Pension System in China[J]. JOURNAL OF BEIJING UNIVERSITY OF TECHNOLOGY(SOCIAL SCIENCES EDITION), 2016, 16(6): 26-35.

    中国多支柱养老保险制度发展路径探讨

    Discussion on the Way of Multi-Pillar Pension System in China

    • 摘要: 旨在通过梳理多支柱理论的发展与实践,总结OECD国家经验及在利用生命周期理论进行精算的基础上,推演中国多支柱养老保险制度的发展路径。分析显示:第一支柱是第二、第三支柱发展的外部条件和制约因素,中国特有的经济、人口与制度发展路径,使公立养老金制度短期内对其他支柱形成了较强的制约作用,因而中国养老保险制度体系发展宜采用多阶段策略,首先完善第一支柱,同时扩展第二、第三支柱,做好应对未来制度变革的准备。

       

      Abstract: The article aimed to illustrate the way of multi-pillar pension system in China by analyze the multi-pillar theory, calculations based on life cycle theory and practices in OECD countries. The experiences in OECD were shown as such: the public pension system was the constraint factor of the other l old age insurance system. While in China, the special age structure and pension system made the reform less likely happen in recent years. At last, the author draws conclusions: the special situation in China makes the first pillar as the constraint factor for the others, but the three pillars will fuse together in the future.

       

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