Abstract: Although Grameen model is one of the most successful micro-credit in the world, some practical measures of Grameen model is less useful to China's rural micro-credit system due to the economic and political situation.In the context of balancing urban and rural development,through the comparative analysis between Grameen model and China's experience,we can dig out quotable design of ideas and institutional framework,which lay a solid theoretical premise and practical basis for the development and innovation of China's rural micro-credit system.