Abstract: In current stage, the infull development of market economy, the unbalanced allocation of financial resources and the disequilibrium of financial development bewteen urban and rural have large demands on inclusive finance in China. Due to the realistic reasons such as capital allocation, infrastructure, product innovation and legal system, inclusive financial supply lags behind relatively. In order to solve the problem of disequilibrium of inclusive finance, it is necessary to give full play to the guiding role of the government in the development of inclusive finance, adhere to the guiding role of market mechanism, and encourage commercial banks to develop inclusive finance in a long term to achieve the sustainable development of inclusive finance. Also, we should guide commercial banks and other fund providers through infrastructure, capital allocation, product innovation, etc., and use finance technology to popularize the "digital dividend" in inclusive finance to achieve balanced and sustainable market supply-demand for inclusive finance.